Rating: - Product description is incorrect
The card is fine, works as intended and I will be keeping it.

However potential buyers should be aware of a couple of things
1) The product description on Amazon is wrong. It states "SanDisk microSDHC 4GB card ships with Bonus MicroMate USB 2.0 SD/SDHC Reader" .... it doesn't come with this, only a microSDHC to SDHC adapter so you will need a card reader that supports SDHC cards to use it with your PC.
2) Its not supplied by Amazon, but by Indigostarfish, so in my case "1st class" delivery took 5 working days (you are advised of this when you order to be fair).

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Rating: - Compatability
I`m not sure if the information I found was correct, but I have found out that the sdhc card will only work in 35 products in the world. Great product! just make sure your device is compatable !

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Rating: - No USB reader shipped
The item description clearly says: "4GB card ships with Bonus MicroMate USB 2.0 SD/SDHC Reader". Well, I didn't get a USB reader. I need one and had one in my basket which I removed because I 'knew' that I'd be getting one included with this item. Very frustrating.

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Rating: - Sandisk MicroSD
Just received this item this morning despite opting for free delivery - it came 4 days ahead of schedule, Thanks Amazon!

Right, now the Card works in my HTC S620 Smartphone without problems (except the always-misleading size) Let me explain.
* The Card is indeed 4GB in size, however the Phone/any other electronic device reads it as 3.79GB as computers calculate space in binary and we calculate it in hexadecimal (or the other way round - not too sure) and so the computer always reads that the card has less space than advertised.

Anyway, the card has an excellent transfer rate through the supplied adapter (no - the adapter to put it into a USB drive is NOT included, however a MicroSD - normal SD adapter is included. See the customer review and its the adapter in the middle) I had a 5.22Mbps transfer rate (that's quite quick seeing as i use my printer's SD slot :P)

Anyone wondering whether they should get this card - do so, it works fine, ships fast and arrives securely packaged.

Tom

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Rating: - Picture is misleading
Bought 2 of these and the picture shows that it comes with a card reader when it doesn't. Amazon mislead me into buying this and now I have to buy a card reader seperate. Very poor and they should know better.